End this year with a money plan you feel good about.
Debt-Free by Spring is a small, six-week group where we work through your finances together, one step at a time and without judgment. You'll leave with a clear view of where you stand, a spending plan that fits your life, and a payoff date to look forward to.
Tuesdays, 6:30–8:00 pm ET, starting Nov 10. Couples share one seat.
If money has felt heavy lately, there's a simpler way forward.
Most people who reach out are already doing their best. They just haven't had a plan that fits their real life, or someone in their corner.
You're making payments
You show up every month, but it's hard to tell if you're getting anywhere.
Budgets haven't fit
The ones you've tried felt too strict. You want something you can actually live with.
You want next year to feel lighter
A little clarity now means walking into 2027 with a plan instead of a question mark.
A plan before the holidays, and real progress by spring
One step each week, at a pace that feels doable
Live on Zoom every Tuesday, 6:30–8:00 pm ET.
- Week 1Tue, Nov 10
Your Money Story
We look at the psychology behind your debt with curiosity, not blame: how you got here and which patterns keep showing up.
You leave witha better understanding of yourself and your money.
- Week 2Tue, Nov 17
The Money Assessment Plan
A personal financial audit covering your income, expenses, debts and minimum payments. It's not scary, but instead this is where it all makes sense.
You leave withyour real numbers, all in one place, often for the first time.
- Week 3Tue, Nov 24
The Money Map & Cashflow
Build your Money Map, a monthly spending plan that funds your debt payoff and still leaves room for the things you enjoy.
You leave witha budget you can keep, plus your 1:1 check-in.
- Week 4Tue, Dec 1
The Game Plan
Choose snowball or avalanche, put your other goals in order and set a timeline that works for you.
You leave witha personalized payoff plan with a projected payoff date.
- Week 5Tue, Dec 8
The Psychology of Staying on Track
Find your Deep Why, understand your spending triggers and learn how to handle a setback with grace instead of starting over.
You leave withyour Deep Why statement and a plan for tough months.
- Week 6Tue, Dec 15
The Life After Debt Plan
What comes after the debt is gone: savings, investing, getting ready for real estate? Open Q&A for anything still unanswered.
You leave witha vision past the payoff, with your remaining questions answered.
Support between sessions, too
- 6 weekly live group sessions on Zoom
- A private Slack group for questions and encouragement between sessions
- The debt payoff worksheet and Money Map budget template
- Session recordings, available for 30 days
- A 15-minute 1:1 check-in with Cody at week 3. A personal conversation at the halfway point to see how you're doing and adjust anything that isn't working.
What working with Cody feels like
Now I have a clearly defined plan and feel really good about where I am at.
Cody was soooo helpful. I started out having no idea how to approach my finances. Now I have a clearly defined plan and feel really good about where I am at and have a good idea when I will be not only debt free but a plan for saving after that.
He is also one of the NICEST human beings I have met. Genuinely cares about people. Sometimes I felt like it was a therapy session in our meetings (in a good way).
"Give yourself some grace."
First and foremost, Cody is an incredibly genuine human being! He's a real dude, husband, parent, friend, etc. Just like you or I.
My experience was extremely positive. Cody is much more than a financial coach, and you see and understand that more and more while working with him.
The real life experience and education that Cody provides throughout the course(s) just feels right. Learning and understanding your relationship with money is a journey, and at times not the easiest to endure. My fiance and I still use many of the tools on a weekly basis every single month.
Regardless where you think you stand with finances, budgeting, whatever it may be, I highly recommend giving Cody a call or shooting him a message.
He starts with the mind and heart before you ever take a look at the checkbook.
Cody is a down-to-earth, practical, and wise guide for anyone who knows they could do better at stewarding their money but doesn't know where to begin. Cody succeeds because he starts with the mind and heart before you ever take a look at the checkbook, so he truly knows who you are and what your financial story is.
He doesn't use a one-size-fits all approach but completely tailors his coaching to meet you where you are and move you to where you want to be. If you're tired of being upside down and frustrated about your financial picture, Cody is the coach you need.
Choose the seat that fits you
We keep the group to 10 seats so everyone gets real attention. Couples share one seat.
Group seat
- All 6 live sessions
- Private Slack group
- Worksheet + Money Map template
- 30-day recordings
- 15-minute 1:1 check-in at week 3
VIP seat
- Everything in the group seat
- Two extra 30-minute 1:1 sessions with Cody during the program
- A great fit for couples or anyone who'd like more personal guidance
6 years coaching clients 1:1
Focus: debt payoff, savings, real estate investing and the psychology of money
Based in Toledo, Ohio
Hi, I'm Cody Sizemore.
For six years I've helped people pay off debt, build savings and start investing. The numbers matter, but most of the work is about how we think and feel about money, on our own and with the people we love.
This program is the same process I walk my 1:1 clients through, shared with a small group. You get structure, encouragement and people cheering you on, for a smaller investment than private coaching.
Before you join
Who is this for?
Anyone carrying consumer debt (credit cards, personal loans, medical, car or student loans) who wants a clear plan and support to follow it. You don't need to be a numbers person.
When are the sessions?
Every Tuesday from 6:30 to 8:00 pm Eastern, for six weeks: Nov 10, 17 and 24, and Dec 1, 8 and 15. All sessions are live on Zoom.
What if I miss a live session?
Every session is recorded and available for 30 days. You can post questions in the Slack group anytime.
Can my spouse or partner join?
Yes. Couples share one seat, so you both attend for a single investment. Working on money together is one of the best things you can do for your plan and your relationship.
Will I have to cut out everything I enjoy?
No. The Money Map is built so you can stick with it. A plan that feels like punishment doesn't last, so we build one that does.
Let these last 90 days be the start of something good.
You don't need to have it all figured out. Just show up, and we'll take it from there together.
Not quite ready? Take the free 3-minute Money Personality Quiz and learn more about your relationship with money.